Auto Insurance

Auto Insurance In Texas

Living in Texas and looking for auto insurance? Cabral Insurance Agency LLC are here for your auto insurance needs.

Reasons for getting Auto Insurance

It's the law. According to Texas law, you are required to pay for accidents that you cause. But that doesn't mean that you don't have options or rights. In fact, Texas has a Consumer Bill of Rights for people with car insurance.

It'll save you money. It is much better to have insurance to help compensate other drivers when you are found liable for a crash and must subsequently pay for the car damage and personal injury of the other driver. Otherwise, you may have to pay this out of pocket, which may be difficult.

Types of Auto Insurance

There are many types of auto insurance coverages, including:

• Liability coverage: covers the repair of the other driver's vehicle
• Collision coverage: Covers the cost to either repair or replace your vehicle after an accident occurs
• Comprehensive coverage: covers your car being stolen or damaged from anything other than a collision
• Medical payments coverage: covers the medical bills of both you and your passenger(s)
• Personal injury protection (PIP) coverage: provides additional benefits; covers medical payments, lost wages, and even some other nonmedical costs
• Uninsured/underinsured motorist coverage: covers the costs that the driver who hit your vehicle caused if they don't have any auto insurance or don't have enough auto insurance to cover all necessary expenses
• Towing and labor coverage: covers towing fees, as well as certain labor, such as when you need to call someone to jump-start your car battery or to change a flat tire
• Rental reimbursement coverage: covers the cost of a rental car, whether your vehicle was stolen or is just in the shop for repairs after an accident

Get a Quote Today!

Contact us at Cabral Insurance Agency LLC today for an auto quote. You can call us at 281-888-0501. We look forward to hearing from you!