Flood Insurance In Texas
Texas is prone to a wide range of disasters to include flooding. If you own a home in the Lone Star State, you will do well to purchase flood insurance. Floods can cause extensive damage in a short period. A flood policy from Cabral Insurance Agency LLC can protect you from flood disasters. Here’s how flood coverage works to protect you.
What Flood Insurance Covers
You can get flood coverage for your Texas home, your personal belongings, or both to protect your valuables.
Dwelling coverage protects your home structure, electrical system, plumbing system, major appliances, carpeting, cabinets, paneling, and other permanent structures.
Contents coverage includes such personal goods as clothing, furniture, electronics, artwork, sports gear, and other items. You can purchase coverage for your home up to $250,000 and up to $100,000 for your contents.
Reasons to Purchase Flood Coverage
There are numerous reasons to purchase flood coverage. Here are just a few:
- First, flood damage isn’t covered by standard home insurance policies leaving your home and goods unprotected against flooding.
- Flooding can cause extensive damage to a home, even if there are no more than a few inches of water. Imagine what a major flood can do to your dwelling and valuables.
- You can’t stop floods from happening, but you can protect yourself from financial loss by purchasing flood insurance.
- Floods aren’t restricted to high-risk flood zones. They can and have occurred almost anywhere. This puts more Texas homeowners at risk of flood damage.
- If you don’t live in a flood zone, flood insurance is affordable, putting it well within reach of most Texas homeowners.
When it comes to flooding, it’s better to be safe than sorry. Flood insurance can’t prevent flood loss, but it can provide financial support to rebuild or replace the goods you’ve lost.
To learn more about flood coverage or to purchase a policy, contact Cabral Insurance Agency LLC.
