Motorcycle Insurance In Texas
Whether you’re a new or experienced biker, you don’t want to ride without insurance coverage to protect you against accidents on Texas highways. Accidents happen, even to safe motorcycle riders. Motorcycle insurance from Cabral Insurance Agency LLC can help compensate you for injuries and damages. Here’s how motorcycle insurance works to protect you from accidents.
Coverage Options
Like auto insurance, motorcycle policies in Texas offer you a variety of coverage options to include:
- Liability
- Liability
- Comprehensive
- Uninsured Motorist (UM)
Liability insurance is required in Texas to protect other drivers. If you cause an accident that injures or causes damage to someone else’s property, liability insurance pays for medical or property damage costs. Texas requires that you have minimum liability coverage, but it’s better to purchase as much liability insurance as your budget allows.
To protect your bike against damage or loss, you can purchase collision, comprehensive, or uninsured motorist coverage. Collision insurance covers damage to your bike caused by collisions. If your motorcycle is stolen or suffers damage from inclement weather or vandalism, comprehensive insurance will compensate you for your loss. UM insurance covers damage to your motorcycle caused by uninsured drivers.
Benefits of Motorcycle Insurance
If you’re an avid rider, you’re at greater risk of having a motorcycle accident. Even a minor accident can damage your bike, leaving you to pick up the tab for repair costs. Motorcycle insurance can save you hundreds, if not thousands, of dollars’ worth of repairs out of pocket.
If you cause an accident, motorcycle liability insurance protects your assets by paying for injuries or damage to other drivers. Liability coverage also protects you against lawsuits if you wind up being sued for damages.
Where to Obtain Motorcycle Coverage
To learn more about motorcycle policies or purchase the motorcycle coverage you need, come to Cabral Insurance Agency LLC. We’re your one-stop location for quality motorcycle insurance in the Lone Star State.
